Inter Financial Weblog

 

Archive for May, 2010

Simple And Easy Way To Know Your Money

Monday, May 17th, 2010

Reliance Money is a comprehensive financial services and solution provider. providing its customers with access to Equity, Equity and Commodity Derivatives, Portfolio Management Services, Wealth Management Services, Mutual Funds, IPO’s, Life and General Insurance and Gold Coins. Customers can also avail Loans, Credit Card, Money Transfer and Money Changing services.

As a sub-broker or franchisee you benefit from the goodwill, recognition, business name and reputation associated with the use of the legendary Reliance Money (Anil Dhirubhai Ambani Group) brand . The amount of time taken to establish the business, reach break even and eventually attain satisfactory level of profitability will be considerably shorter.

You get access to number of new products as well as change charge structure, which will help you to retain clients and thereby providing an opportunity to make more money. As Reliance Money Sub – broker or franchise you do not require any prior experience thanks to simplified and detailed underlying operations and business process.

After association with Reliance Money as a sub broker or a franchisee we provide timely co branding and marketing collaterals on basis of performance. Customers can also place After Market Orders (AMO) on NSE & BSE from 7:30 PM onwards on a Trading till 9:00 AM on the next Trading day.

The accumulated orders will be released to the Exchange for execution after the market opens on the next trading session. Market orders cannot be placed in AMO. F&O orders are currently not accepted by them under AMO. AMO provides the convenience to the customer to place limit orders without having to wait for the market to open

Reliance Securities Limited is a SEBI Registered Portfolio Manager. Reliance Securities endeavours that every portfolio created is reflective of the values on which Reliance Securities has been built – a commitment towards transparency and a strong research – driven investment process.

While your personal portfolio reflects your investment style and profile, managing it requires considerable time and effort. Anticipating & analyzing market movements, financial statements and studying macro-economic variables is becoming increasingly complex. As you may not have the required time and expertise to manage your investments, under Portfolio Management Services, you delegate the responsibility of managing your portfolio to the team of specialists who understand your investment objectives.

A team of Portfolio Managers, Research Analysts and Relationship Managers are working continuously to create and actively manage your portfolio to provide you the best returns in the fast-changing market dynamics.

Want to know more about Reliance Money? Visit the Reliance Money website & know more about the online trading platform.

Posted in Insurance | No Comments »

The Reverse Merger Report – Over The Counter Bulletin Board

Monday, May 17th, 2010

Private Placement Memorandums and Direct Public Offerings, the most common mistakes made. When gearing up to raise capital it is typically a business owners first instinct to simply throw together a business plan and find the cheapest company to put together the private placement memorandum and then seek funding. What these professionals don’t realize is that they are doing things in reverse and often times a PPM is not a standalone solution to financial needs.

The first problem is the most companies will first write a business plan and cheap PPM and look for a capital solutions last, when strategically speaking, one should first find a full service solution who has a database of investors ready to fund properly structured corporations with well authored business plans and private placement memos. After you find a company that has a ready network of seasoned investors you will often find that this firm will also structure your business and documents so that you are able to attract the attention of these investors. Next, don’t make the mistake of hiring just anybody to write your biz plan. You need to find a professional author who is well rooted in the art of technical writing and has a solid comprehension of your industry.

Now it’s time to write the PPM. Here is a warning that will most likely go in one ear and out the other but you must never choose the cheapest service for your PPM you will regret it and this is a guarantee. Investors see these documents all day everyday and they know a template when they see it. Don’t believe for a second that you will get a viable private placement memo that will actually achieve funding for anything less than $3,000; it’s just not going to happen. There is too much work involved in putting a fund-able strategy together and you’ll never find an experienced firm to do it for cheap.

The moral of the story is to first find an investor finder solution with a solid network of investors, second have this company write your business plan and private placement memorandum to fit the needs of their investor base and lastly, talk to this consultant about helping you perform a DPO (Direct Public Offering) to their group. This is what separates the men from the boys in the venture capital consulting industry.

Legitimate consultants who stand behind their work will take your PPM directly to their investor base and help you raise capital quickly. In return for this service the company may want a modest equity position in addition to their fee but it is always worth it and typically they will take the final step and have their investors pay to take your company public. This is the ultimate for any company that is seeking a long term funding solution.

Remember the order: 1. Find an investor finder 2. Have that company write your biz plan and PPM 3. Convince the firm to perform a DPO for fast funding 4. Offer some equity to sweeten the pot so that they take you public!

Want To Go Public With Your Company, call Princeton Corporate Solutions at 267-233-0183Direct Public Offerings and Private Placement Memorandums the easy way!

Posted in Insurance | No Comments »

Why Nobody Gave Me This Facts Before I Got Into Debt Consolidation?

Sunday, May 16th, 2010

The debt consolidation business is based in borrowing money from one lender to pay off outstanding debts with a better interest rates, one of the advantages of this process is that it starts to have one single debtor to whom will manage the monthly payments to the previous lenders.

Steps to consider when consolidating debts:

* Add the total amount you owe from every account you are interested in consolidate, you do this in order to know the total amount you owe. * Make a list of interest rates with each of your accounts, and calculate the average from all. * Start contacting your creditors (telephone, mail) and ask them the cancellation of the cash balances as of the date it intends to consolidate debts. * The entire amount of their balances of cancellation should be the initial amount to start the consolidation. * When looking for a lender, the rate you need to look for should be lower than average in the previous calculation. * Always be extremely careful about the terms of the loan; plan accordingly. * Once you have consolidated your debts control your finance and avoid getting in the same problem. The previous considerations applies to individuals living in countries that accept what is called the “Toronto terms”, this name comes from the agreement established in the World Economic Summit in Toronto in June1988. They were applied to the countries designated by the World Bank as “IDA-only” these criteria apply to people who have a very heavy debt, low per capital income and problems paying back their balances. The countries that can apply these measurements should have the next characteristic: A strong structural adjustment program that has been approved and supported by the IMF (International Monetary Fund).

The Toronto principles are basically two: a) Terms for the debts of the Development Assistance b) The introduction of a menu of conditions for payment of the debt that is not development assistance.

The debt of the ODA have two main characteristics a maturity of 25 years and 14 years of extension, the initial rate will be higher than the default interest rate. Debts different than the Development Assistance ones, the creditors can choose from a menu of 3 payment terms.

The first option is: the third part of the total amount of debt will be canceled and returned in the first 14 years (that is the maturity date) there is a 8 years extension, nevertheless in case of default, this interest rates will be defined by the market.

Option B: repayment in 25 years with 14 years of extension and default interest will be marked by the market.

Option C: the repayment terms are as in option A, but will have a default interest of 3.5 percentage points below the market rate set in either half as established in the market, depending on what the further reduction.

The Paris club agreed to add (In December 1991) the concessions for the countries with lower incomes plus the terms defined in the Toronto meeting (basically 2 options to reduce the debt and to re negotiate the concessions). The option represents a 50% concession of forgiveness in present value terms in debt service payments, lowering the debt during the consolidation period. Additionally, it was agreed to establish a timetable for consideration of a potential debt reduction. Creditors have indicated willingness to consider restructuring the remaining time when the debt is canceled on a date not later than 3 or 4 years.

Go to www.creditdebtconsolidationonline.com to get your Free videos about debt consolidation Toronto so you can start solving the problem now.

Posted in Credit Card | No Comments »

« Older posts       Newer posts »