What is Debt Management?
The current economic climate has created a situation where debt help has become very much in demand. These are difficult times following on from years where credit has been relatively cheap and very available. However, people who are now needing to reorganize or refinance their debts are being turned down for a debt consolidation loan or a re-mortgage.
People get into debt for a variety of reasons. Credit card debt, store card debt or even the unfortunate occurrence of a family death can get people into trouble. Separation or divorce, or unforeseen events such as redundancy, disability or illness preventing work are just some of the other situations that can arise causing people to get into debt management trouble.
Sliding into a situation of unmanageable debt can happen easily and very quickly, causing stress and worry to those concerned.
Reduce interest payments Interest will be frozen or reduced!
Available for all No matter what your credit history!
No more stress Your creditors will now talk to us rather than hassling you !
Free debt advice Advice from the experts with no obligation!
Friendly and courteous service No upfront fee!
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- One affordable monthly payment
- Debt advice from the experts
- Peace of mind
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Is Debt Management Right For You?
Are you finding it difficult to keep on top of your debts, as a result of a change in your financial circumstances or maybe quite simply struggling to manage your finacial commitments? If that is the case then a debt management plan may be the answer to all your prayers.
By working out the total amount you can comfortably afford to pay towards your various debts every month, after taking into consideration all your other monthly commitments. Our specialist advisors will come up with a sensible and affordable payment plan that is not only fair to you but also to all your creditors. We will then negotiate with them on your behalf so you do not have to deal with them yourself and restructure your monthly repayments so that they are not so onerous for you any more. Then instead of making numerous payments to your creditors each month you make just one reduced payment to us and we will then distribute it on your behalf.
Fortunately we know how to get you help. We understand the value and importance of getting one on one debt help and debt advice.
Advice From The Experts
Debt management is a method whereby you combine your debts into one affordable monthly payment. It is available for to UK homeowners and to tenants.
We can offer you free expert debt advice. One of our team of debt management experts will talk to you confidentially about your situation offering advice and recommendations on how best to manage your debt situation. As mentioned, the advice is free, confidential and comes with no obligation.
Debt Free = Peace Of Mind
Our experts have helped thousands of people on the brink of despair. If you can´t see light at the end of the tunnel, get the help you need now.
Debt Management
If you have debts in excess of £2,000 with two or more creditors, other than HP or secured loan lenders, we can get you the debt advice that you require. Simply complete the application form and one of our experts will be in touch to get you back on the right path.
Individual Voluntary Arrangement (IVA)
If you have debts of £15,000 or more, it could be that an IVA (Individual Voluntary Arrangement) is the most suitable option. Gain, our experience Debt Advisors will be able to explain the best course of action for you.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT
Typical 17.9% APR Variable