If you are looking for a loan and have a bad credit rating, you have come to the right place. Inter Financial can offer guarantor loans if you have a friend or family member who will agree to act as a guarantor for you!
You are under no obligation and we do not charge for the service that we offer. Get yourself a loan right now by simply completing our quick and easy enquiry form and leaving the rest to us!
We have an agreement with UK lenders who are willing to lend you the cash you need if you can answer yes to the 5 questions below.
Are you employed? You will need a job to qualify!
Do you live in the UK? This is needed to qualify!
Are you aged over 18? No matter what your credit history!
Do you know a homeowner who will act as Guarantor? Must have be reliable and have good credit!
Do you need a loan from £500 to £3,000? Available for any legal purpose!
Can be increased to £5,000. Once you have made several repayments you could borrow more!
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What is a guarantor loan?
Guarantor loans are quite simply loans that are decided upon based on the guarantor's details. Because of this, it does not matter how bad the applicant’s credit history is. He can still qualify for a loan, as long as he is not in an IVA or registered as bankrupt. All that is required is a suitable guarantor who will agree to co-sign the loan agreement for you, and guarantee to meet the repayments should you not do so for any reason. In order to qualify as a guarantor your candidate will need to be:-
- Aged between 23 and 70.
- A homeowner.
- Financially stable with a good credit record.
- Earning at least £800 per month (from any source) to justify the loan repayments.
- Permanently resident in the UK.
Provided you are able to come up with a guarantor and answer yes to the five questions listed above then you are almost guaranteed to get approved for a loan of up to £3,000. The loans are available for terms from 12 months to 60 months and, you are free to repay the loan at any time without penalty. Because the lenders will report any payments that you make to the major credit bureau's, taking out a loan of this kind and keeping up with the repayments can also help to improve your credit rating.
Because of the fact that the lenders have the added security of your loan being guaranteed by a suitable guarantor, the lenders have more flexibility as to who they can lend to. They are usually paid out within 5-7 days if you post all your documents to the lender. This time can be reduced by a couple of days if you can upload the documents online. So no matter what your credit history or residential status Inter Financial may well be able to help you arrange the loan that you need, without any obligation or upfront fees. Click the "Apply Now" image below and submit your details using our form, you never know you could have your loan before you know it!
Representative 49.9% APR variable
Representative Example: At a Representative 49.9% APR variable, borrow £3000 over 36 months, pay back £146.37 per month. Total repayable £5,269.26