• Home
• Loans
  • Bad Credit
  • Guarantor Loans
  • Logbook Loans
  • Payday Loans
  • Secured Loans
• Insurance
  • Car Insurance
  • Home Insurance
  • Life Insurance
• Debt Options
  • Debt Consolidation
  • Debt Management
  • IVA's
  • PPI Claims
• Information
  • Blog
  • Your Credit Report
  • Credit Scoring
  • Credit Repair
  • APR Explained
• UK Money Lenders
  • Black Horse Loans
• Personal Loans
  • Tenant Loans
  • Site Index

Secured Loans Online For UK Homeowners

As the name would imply, secured loans are loans that require some security. It is for this reason that the lenders are more likely to approve your application, even if you have a poor credit history. They are usually a cheaper option when compared to unsecured loans from a bank or other any other unsecured lender.

Cheapest rates We always offer the best rates available!

Quick and easy application No fuss application form!

Very quick decision We will call you back in under 1 hour!

Bad credit history is not a problem Loans irrespective of your credit history!

A secured loan, or home loan, is only available to UK homeowners that have a current mortgage on their property. It is also a requirement that they own some equity in their home which will be used as security for the finance. Inter-Financial.co.uk is a well-respected secured loans broker who has helped countless people arrange the loan that they need over the years. Also, because of our long standing relationship with all the major UK lenders, there is nobody better placed to help you. Additionally, we do not charge any upfront fees which means it does not cost anything to see what we can offer you.

Inter Financial Secured Loans Online Can Offer You....

• Friendly and efficient service
• Quick and easy application form
• Secured loans available from £5,000 to £100,000
• Borrow up to 85% of your property value (including your mortgage)
• Fast decision - We will call you back within minutes

What Does Equity Mean?

Equity is calculated by deducting the amount outstanding on your mortgage and or any secured loans from the value of your property, see the image below;

Using the equity you own in your home as security for your loan not only provides you with a better chance of getting your loan accepted, it should also give you access to cheaper loans. The lenders do not need to consider as many defaults when calculating their interest rates as an unsecured lender, because of the added security that they hold. You should however bear in mind that if you are unable to meet the repayments on a secured loan, because the lender has a charge on it, he is within his rights to force the sale of your home to get his money back. That is why you should only consider this kind of loan when you are 100 per cent certain you can easily afford to repay it.

As a long standing broker, we are fully licensed with the OFT (Office of Fair Trading) licence number 0625509 , and the Guernsey Data Protection Reg number: 011875, and we pride ourselves in the levels of service that we offer to all our loan applicants, no matter what their personal circumstances. It is instilled into each and every one of our staff that they are duty bound to find the cheapest loan for everybody that applies, whilst being courteous and polite.

Secured Loans For Home Improvements

If you need a loan to carry out some home improvements, a secured loan is the right option for you. Whether you are having new double glazing fitted, installing a conservatory or having a luxurious hot tub in your garden this is where we can help. Inter Financial Limited has access to all the different cheap secured loans offered to homeowners in the UK from all the different secured loans providers, and we have no doubt that we can find the best one that suits your needs.

Secured Loans For The Self Employed

Anybody that is self-employed and has previously applied for a loan will understand that the lenders treat them differently to an employed person. The problem is made worse if you have not been self-employed for very long and because of that, cannot provide the three years accounts that the lenders will require before they agree to your loan. Secured self-employed loans are secured loans that are offered by specialist lenders who appreciate that you are not necessarily a credit risk simply because you are self-employed.