As the name suggests, secured loans are loans that are secured against collateral, usually property. Because the loan is secured, lenders are more likely to approve a loan, even if you have a bad credit history. This means that a secured loan is quite often an attractive alternative to a loan from a bank or other unsecured lender, if you have a less than perfect credit history.
A secured loan allows you to borrow larger amounts. Unsecured loans are limited to a maximum of £25,000 but usually it is difficult to borrow more than £15,000 on an unsecured basis.
Applying for a loan is easy
Complete the simple form - it's easy and only takes a minute
We will contact you to establish your exact requirements
Sit back and relax whilst we find the best loan for you from all the 100's of loans available
OR CALL 0800 061 2461 for your free loan quote
Secured Loans For Any Purpose
Whether you are looking to consolidate expensive credit or debt, raise money for a special purchase, some home improvements, new kitchen or bathroom, a new car or a dream holiday or any other reason, we are sure that we will be able to help.
We can help even if you have been turned down for a loan elsewhere.
At Interfinancial, we aim to get your loan application dealt with swiftly and effortlessly on your behalf to ensure the fastest payout for you, at the very best interest rate that is available.
What we can offer:-
Low rate loans
A quick decision in under 1 hour?
No payments for 5 months?*
Loans available for Homeowners
Borrow up to 90% of your property value
Terms from 5 to 25 years
Borrow from £5,000 to £150,000
Getting You The Best Rate Secured Loan
We understand that trying to obtain finance and get a secured loan can be a daunting experience. A loan is not something that you can just go and buy 'off the shelf', it is a unique product tailored to suit individual financial circumstances, and can require extensive research to get the best rate available.
Because Interfinancial has a panel comprising of all the major UK Lenders , this gives us access to 100's of different loan plans. This means that you will get the best rate loan available to suit your circumstances and needs.
As a loan is tailored to your individual circumstance, it is impossible to indicate on this website which Lender you will receive your loan from, or at what interest rate. This will all depend upon your credit history and rating. The better your credit rating, the lower the interest rate. Our experience however, will ensure that you get the best advice and the best rate available.
Whereas some UK lenders may refuse a loan due to bad credit, or discriminate between homeowners and tenants, we have access to UK lenders who will be sympathetic to your loan requirements whatever they may be, good or bad credit history.
The Loan Application Process
Loan Calculator
Simply enter all your existing credit card and loan payments into the loan calculator and see how much you could save with a new low rate loan.
Or simply use it to see how little a new loan could cost.
Our aim is to provide you with an exemplary service, by which we will try to find you the best rate loan available to suit your personal circumstances.
The short application form we ask you to fill in is basically to help us make a preliminary assessment of the type of loan that you require.
Upon receipt of your application, we will contact you to fully discuss your loan requirements. Once we have all the necessary information, we will then be able to review the entire loans market, ascertain the best loan product for you, and then give you a fully detailed loan quotation.
You are under no obligation at any time, and there is no charge for this service. Please see our FAQ's page for more information.
Your personal secured or unsecured loan could be with you sooner than you think! Simply complete our online application form, and we take over.
Interfinancial Limited is proud to support the childrens charity Rainbow Trust
Our Credentials
Interfinancial Ltd is a licenced consumer credit broker registered by the Office of Fair Trading (Credit Licence No. 561551) and the Data Protection Registrar. We are also members of FISA, the loan & finance industry's governing body.
WIN A FREE DVD RECORDER!
Every application automatically gets entered into our monthly draw**
ALSO FREE!
Get your Experian credit report online and a 30-day trial of CreditExpert, the UK′s premier credit monitoring service, FREE when you apply for a loan.
Your Experian Credit Report Online
Weekly credit report alerts against fraudulent activity
* "Pay nothing for 6 months" is subject to Terms and Conditions and is only available on certain loan plans. It is not available from all Lenders
** As a 'Thank You' to our customers, every application automatically enters you into our monthly draw (starting in Dec 2004) where you can win a DVD Recorder. The draw will take place on the last day of each month and the winner will recieve their prize, delivered to them free of charge, as soon as possible after this date. Applicants must be over 18 years old. No purchase is necessary. A list of winners will be available by writing to us at Dixcart House, Sir William Place, St. Peter Port, Guernsey GY1 1
